How does NILs work?

Submit your invoice and NILs will pay the cost of these essentials straight to the supplier / vendor. Loans cannot be used for cash, bills or debts.

How much can I borrow?

Borrow up to $2000 for essentials such as appliances or furniture, to help you get your car back on the road, pay for education fees and equipment or help you cover the cost of goods and services to support  your wellbeing

Borrow up to $3000 for housing related expenses such as bond or rent in advance, or for recovery from a natural disaster.